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Tales from the encrypt: the secrets of data protection | Technology | guardian.co.uk
http://www.guardian.co.uk/technology/2009/jun/30/data-protection-internet

Tales from the encrypt: If you care about the integrity of your data, it's time to investigate solutions for accessing and securing it – and not just for the here and now
"But what if I were killed or incapacitated before I managed to hand the passphrase over to an executor or solicitor who could use them to unlock all this stuff that will be critical to winding down my affairs – or keeping them going, in the event that I'm incapacitated? I don't want to simply hand the passphrase over to my wife, or my lawyer. Partly that's because the secrecy of a passphrase known only to one person and never written down is vastly superior to the secrecy of a passphrase that has been written down and stored in more than one place. Further, many countries's laws make it difficult or impossible for a court to order you to turn over your keys; once the passphrase is known by a third party, its security from legal attack is greatly undermined, as the law generally protects your knowledge of someone else's keys to a lesser extent than it protects your own."